Transfers are still a pain. I scan a QR-Code and then the app asks me for the following information:
- What does the company do? at least 15 charecters
- Reason for Transfer - at least 15 characters - the payment reference is automatically inserted - only 12 characters - too short
Why is this information required at all? And why the restrictions? This is so ridiculous!
I am now transfering my money out of 
and use my local bank acount to pay my bills.
And still no credit cards and saving accounts with interest rates for austrian customers. Nevermind, I have already a local credit card and do all my payments with it.