Can we have back and forth transactions between two parties not to count towards yearly 15K limit?
By that I mean, my spouse topped up for 10K, I also topped up for 10K, during the year we split bills back and forth a lot, let’s say 5k each, this accounts for total of 15K top-ups each, even though that obviously is not the case, since we just made bunch of transfers between our selves.
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