I am with bunq right now, and although I despise it (their support is awful and their features are not working or completely glitched 60% of the times), they do have ONE specific feature which makes me stay with bunq… and even make me pay them more. (Unfortunately) – this feature is a Payment Sorter.
What does it do… and what are the usecases?
For example, I do freelancing. Each time I get a payment from Stripe (payment processor), I make the following happen. – Firstly, it enters my Business account. 30% of that stays in my Business account, whereas the remaining 70% gets sent into my personal account. 50% of that 70% goes into my Savings, rest stays in my regular account.
No one wants to do this by hand. It takes time and is annoying to do. So… automating it really helps.
This feature also makes Pockets more useful.
Say you have a “Travel” pocket, a “Savings” pocket, an “Emergency” pocket as well as a “Fun” pocket. Just a few random examples. Wouldn’t it be nice to automatically sort money into that when your salary comes in? No need for manual transfers, just a either a % or a set € of money from your salary drops into the right pockets. Automatically.
Personally, I am paying around 20€ a month EXTRA for bunq specifically for this feature. I know it’s pretty sad, but it’s genuinely how much I need/want it. It simply simplifies my payflow a lot. I desperately want to leave bunq, but the lack of this feature isn’t allowing me to do so.
