If I see correctly this was already mentioned but to refresh it as is not yet functional. It will be nice to use the mobile phone with NFC capabilities as a card (the card data are already in the app. the user approach the nfc terminal with the mobile phone and make the transactions. Before approaching the phone to the terminal the user has to open the app and enter the pin to authorize the transactions).
I know it will be just for android user as apple is forcing its apple pay through nfc. But thatās life you canāt satisfy everyone
Hey @andrejcc, I believe it is not that easy. All these mobile payment services use an extra level of security, Appleās security enclave, or HCE (host-based card emulation) in Androidās case. Mobile wallets, offered by some cellphone providers, use the SIM card. In principle, it should be possible to implement a HCE based NFC payment option into the Revolut app, but it is a little bit more complicated than ājustā sending card informations via the phoneās NFC functionality to a terminal.
I know, just didnāt want to go into too much details. There are also solution on the market with the so-called āsecure elementā in the cloud.
Letās wait and hope for the best
I would prefer integration with wallets like Apple Pay / Android Pay instead of another mobile payment solution. It seems more convenient from a customerās perspective. Downside: Revolut would have to share a percentage of their margin.
very good idea, we have this solution already directly from banks but since Revolut has to offer the same services to all users android and iOS i think is a bit tricky
Well, this ios android capabilities difference is sth that is changing all the time and different developed products uses the functionalities that are available (when and where they are matched on rival OS is not necessarily an issue). We can just wait and see
Are there any new developments in this direction?
It would be really good to pay at the store or market at the terminal only with a mobile phone. And that would make Revolut perfect.
I noticed that boonpayment offers this kind of payment but itās not available in my country.
And if in the future comes solution with Android Pay it wouldnāt be perfect solution either so far I know Android Pay need to be supported by the merchant.
In Switzerland, Postfinance has this functionnality for his own card through his own app. No Samsung or Android Payā¦ just pure App of the bank. This card can be then activated in Android settings. I love it and everybody is always wondering how I do it
While itās certainly a possibility on Android based systems to use HCE, my personal experience with most of those implementation is just āmehā, meaning, too many handling problems because at least to my experience most of those have issues for example with payments when the App isnāt open and sometimes other issues related to how HCE works in general.
==> Apple Pay and Goole Pay are actually the only things that work nicely for normal people who donāt want to fiddle around with technology more or less
Not saying Revolut shoulndāt look into it, but I guess itās more useful to look into the native payment systems first.
Given that Revolut showed that they have major issues with releasing features in time due to their start-up/marketing focus on growth instead on features, Iād say they should concentrate on the more useful ones first.
+1 to support NFC payment in the phone.
As most people now, I have my phone faster at hand than my credit card ! No doubt that this is the future way to pay.
I leave it to Revolut technical teams to chose the most appropriate solution. Donāt be the last ābankā to support itā¦
I am using android.
Thanks
