FX limits and spending


#1

There’s a 6’000CHF limit on FX. If I fund 10’000 CHF into my account and spend 8000 GBP, does the automatic exchange of the CHF into GBP count towards the FX limit and therefore, I’ll be charged a percentage based on the excess? Or is the charge/limit only when you manually convert funds?


#2

All exchanges and payments count towards the limit.