After being a big Revolut fan, promoting their services everywhere around me, I slowly stopped using their services. Was checking my history, and used it for more than 25,000€ just in the past 12 months.
Dont see the below as a complaint, but as a feedback to share why I barely use the card anymore:
- I mainly travel on week-ends (like most people do I assume), which is when I’m most likely to use card; only issue is the exchange rate on week-end is about the same as my daily credit cards (Visa Infinite and MasterCard Platinum) hence no real interest of using it on the go
- I mainly travel in south east-asia and merchands/banks dont like mastercard over there; most ATMs will charge 5usd for any withdrawal; hence it will always be cheaper for me to use a visa there, which revolut doesnt offer
- The only way not to have a fee while toping up is if you do it in gpd, eur or usd; i would have liked to be able to top up by banking transfer in sgd with revolut converting it into gbp at the market rate
That said, I love Revolut. Fantastic job building this start-up. I’ll closely monitor the new features and will come back when the product is right for me.