I’'m based in the UK and topped up my account in GBP. I then opened a EUR and JPY account and hold balances in each of them.
If I use my card in say Japan, will the money be taken from my JPY account balance? Or taken from my base currency account (GBP), then converted in JPY?
I’m trying to understand if it’s worth “fixing” the exchange rate basically by transferring money to the JPY account in advance. And would this also be a way to avoid the weekend FX fees?
Thanks for your help!