What are your thoughts on mobile insurance? 📳

Hello Revoluters. Its almost the weekend. How are y’all feeling? :heart_eyes: Today, let’s dive into the world of mobile insurance. :iphone:

Mobile insurance – the superhero cape that saves us from the villains of accidental phone drops and unexpected thefts! :woman_superhero: But before you wrap yourself in its protective embrace, let’s take a closer look at what it entails.

First things first, make sure to read the fine print of your potential mobile insurance policy – it’s the “Terms and Conditions” section, not the latest bestselling novel. You want to know exactly what you’re getting into and what you’ll get out of it.

Now, let’s talk about money. Sure, mobile insurance can give you peace of mind, but is it worth the cost? You don’t want to spend more on the insurance premium than the actual phone itself. Plus, some policies might have sneaky deductibles or limitations on coverage that could leave you high and dry.

Another thing to keep in mind is that your manufacturer or mobile carrier might already have some coverage for you. So, before you take out your credit card, double-check what you’re already covered for.

In summary, mobile insurance can be a great option for those who rely on their devices, but it’s important to weigh the costs and benefits carefully. And remember, just like a good superhero, you want your mobile insurance policy to have your back when you need it most! :muscle:

What’s your take on mobile insurance? Do you think it’s a must-have sidekick?

Veda | Community Team


Well, I guess it comes down to how well you’re prepared to pay for a potential repair and how likely you think you’re going to need it. Studies about Apple Care have shown that insurance is usually more expensive compared to paying for occasional repairs out of pocket. Based on my personal risk assumption, I don’t pay for phone insurance. Products like Apple Care+ are designed with high risks in mind. I repair/replace it when necessary.


Not worth the money. I have had mobile phones since the mid-nineties and so far only managed to damage one handset. And that was actually a six year old Blackberry, so I didn’t really mind having an excuse to buy a new one.

If I destroyed my phone right now, I would be pretty annoyed. However, it really wouldn’t be a financial problem. I saved paying for gadget insurance all those years, that’s enough to pay for a shiny new phone.


Absolutely needs to be a sidekick!

Needs to be side kicked with Premium/Metal for those to really be worthwhile :heart_eyes:


@Frank We appreciate your thoughtful approach to mobile insurance. Assessing personal risk and choosing to repair/replace when needed can be a cost-effective strategy for many users. :pray:

@glesga It’s fantastic to hear about your positive experience managing your mobile phones without insurance! :heart_eyes:

@Carl_1460 Haha :iphone::fist_right::boom::fist_left:

Veda | Community Team


I never had and needed an expensive flag ship phone, always only the mid price range. I use my smartphones mostly for 5 years and longer, the previous phone I used is then my backup phone, if my main phone gets broken or is stolen (never had both cases), so I’ll never be in urgent need of a new phone and can save money until I can afford a new one. That’s why I never needed a phone insurance.

My current phone (since 3 years) is a Oppo Reno 2 and my backup phone is a Moto G7 Plus.


My latest smartphone (HONOR X8) cost me only £200.

Still, have mobile insurance would be handy, I believe :thinking::grin:


@Kamika242 That’s good to hear. This approach saves you money and eliminates the urgency for phone insurance. :heart_eyes:

@Remi-1 Thank you for sharing your thoughts. :hand_with_index_finger_and_thumb_crossed:

Veda | Community Team