What account will the merchant charge if......?


#1

I have £50 and 50 Polish Zloty. If I use the card to make a purchase in Poland which account will it withdraw from?


#2

For 50 PLN:

  • if you have enough PLN on your account --> PLN
  • otherwise, if you have enough funds on your main account --> it will be converted and taken from the main account
  • otherwise it will be taken from the account that has enough funds on it.

The same logics works for 50 GBP.