I got a similar error. Untill a couplenof weeks ago I could use the single use virtual card with western union but yesterday it was refused by wu and I got a message on the revolut app “Your disposable virtual card cannot be used for recurring payments” The problem is that it wasn’t at all a recurring payment…any ideas?
The merchant, Western Union, probably classifies this as a recurring payment. This way, they can allow you to use the same card in the future with less authentication. Revolut maybe identifies correctly the codes Western Union is using here.
I asked their support and they said something along the lines of “the person, the card, and the country payment is being made from must be the same”. From that I concluded that the problem was maybe that I was not using VPN, so my IP was from Argentina and maybe their system refused to process because of that. By the time I figured that out I didn’t need any more cash so I did not try again with a VPN.
Wasn’t Visa/MasterCard using the exchange rate of the cash (double than before) in Argentina since 2023?
Probably Western Union still have a better rate.
I was there only for a few hours in February 2023 but didn’t used my card because I hadn’t got my Revolut yet and used cash (Dollar/Real) in a few places.
I don’t recommend using cash in Argentina because if you pay on dollar/euro/real they will (mostly) give you change on their own currency and usually is hard to exchange back lower values, probably it have bigger value was a memory of the travel than as cash itself
I used my Brazilian Card (5% spread + 6,38% taxes on foreign transactions)-; only on a Burger King in Uruguay (was nice seeing the surprised face of the cashier when I paid using Apple Pay), was basically the same price of a equivalent lunch in brazil and even had a discount of taxes by using a foreign card.
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