Using Metal Card in USA - Not as shiny as it used to be


It’s fully advertised as V Pay only and it really is not co-branded.
Since “ELV” technically isn’t really a card payment afterall (religious war incoming! :wink: ), it was rather surprising to me afterall. So I’m just guessing that this is the reasoning behind it. Especially that the V Pay card data is populated correctly on the magstripe.


This is not co-badged. It’s the Nordea V-Pay card in Denmark. It has a full magstripe as a fallback system. I’ve used it quite a bit in the US.


Hm, this seems to be a special kind of card. Could be Visa Electron instead on the magstripe?

Here’s an official source:

Since it’s unfortunately only in German, I will clumsily translate the bold parts.

Visa Europe hat für europäische Verbraucher die Chip- und PIN-basierte Bankkarte V PAY entwickelt. Als erstes SEPA (Single European Payments Area)-konformes Produkt verwendet V PAY durchgängig den sicheren EMV-Chip.

Bei V PAY erfolgen die Transaktionen ausschließlich per Chip- und PIN-Technologie. Zahlungsrelevante Kontodaten auf dem Magnetstreifen können nicht mehr missbräuchlich verwendet werden (sogenanntes „Skimming“). Seit der Produkteinführung von V PAY 2007 ist kein einziger Betrugsfall durch Skimming aufgetreten. Lediglich Zusatzservices wie der Kontoauszugsdrucker oder Türöffner erfolgen noch magnetstreifenbasiert.

As the first SEPA compliant product, V Pay always uses the secure EMV chip.

With V Pay, all transactions are processed exclusively with chip and PIN technology. Account details relevant for transactions can’t be misused, skimming is not possible.

Only additional services like printers for statements or door openers use the magstripe.


Doesn’t sound like a very good deal if it degrades that quickly. Has anyone’s experience been any different? I am still waiting for mine. I will try and update the thread.


I solved the problem, made my own “Metal platinum card” :slight_smile: