I’m a UK resident with two Lloyds International offshore bank accounts - one GBP and one USD. I have some USD in my USD account and want to send it to my GBP account. I can do this directly via Lloyds, but they charge a commission. I would like to use Revolut as an intermediary, going from Lloyds USD --> Revolut USD --> Revolut GBP conversion --> Lloyds GBP. I expect to take about one week to complete this process.
Do you think there will be any personal tax implications from HMRC if there is a large sum in my Lloyds GBP account that is coming from RevolutLtd?