I have started using Monzo in the UK, they are covered by a full UK license and you can use it abroad as well like Revolut.
the Eu licence was mentioned over a year ago and yet nothing.
i have to agree. At a Revolut event in Berlin last year they mentioned an API for personal accounts among other things but have not delivered, but they have managed to give you the option to send “GIF’s” along with your transfer of a payment to another person. This makes me nervous when a company prioritizes the sending of GIF’s on your transfers over far more important features.
My main personal account is with Monzo, but they don’t offer business accounts yet unfortunately.