Two card issuers, any differences?

[capital]

@redi

In EUR zone rather.

For me it’s choice: PLN instead of GBF or PLN instead of EUR.

DCC has always been relatively uncompetitive in terms of offering conversion rates (on the part of the merchant.). The FX spread a revenue stream in addition to selling their goods/services.

---

Option to disable GBP transactions to block dynamic currency conversion

Many holders of payment cards issued in the UK, including Revolut, have experienced dynamic currency conversion, whereby a merchant converts the transaction currency and amount from the local currency to the currency of the card’s country of issue, in this case to GBP, because Revolut is issued in the UK. This malpractice is particularly prevalent in Spain, where merchants often disingenuously change the transaction currency and amount from EUR to GBP with a markups of up to 7% after the cardho…