Traveling in Colombia Dec 22 - Jan 23

My experience (our, my wife and me), was great. With no issue in Colombia.

Revolut apply official exchange charge (+1% in weekend) as expected.


When we arrived to Colombia, we have no cash and other cards charge to us the official bank rates at no euro zone. We don’t think that Revolut work because we are in a foreign country, and we had no roaming and no local data connection. Surprise!!, We were able to pay with Revolut via NFC mobile device. I don’t know how this work, but was great.

Revolut was our cards in all days we were there. My wife has never tried NFC and feel more secure with physical card, but I don’t use the physical card in whole travel. All paid with my device. It is true that we need cash, but we had from previous trip and didn’t need to try cash withdrawal this time.

Unlike last time some years ago, All TPV accept contactless payment (except 1), probably for tpv and the bank that use this shop. They offer to pay for other one, with no issues.

In previous travel, TPV asked py on local or foreign card. Never ask this time and always apply as local currency, Revolut aply to us the official exchange rates.

All foreign card in Colombia work as credit card altough really these aren’t.

Here my experience.


Hello @valtf :wave:

Thank you for sharing this with us. We are glad to hear that your experience with Revolut has been great till now :smiling_face:

If you are using Apple Pay, your phone/watch itself generate the token for the transactions and doesn’t need data for it to work.

On Google Pay mostly the tokens are generate on-line and a few are keep to use without connection, depending of the SoC of the phone it could also be abre to generate tokens itself.

Using a digital wallet is safer than using the card itself because everything is based on tokenization, so each time the terminal reads it it’s a different information.

Using a card by chip/NFC is the same way, but the card doesn’t limit how much token a terminal can get, and a malicious one could read 1000 tokens and use they late for fraudulent transactions, or someone could just hide a camera and save the card number, or just by remembering the card :scream: Man arrested for memorizing over 1,300 customers’ credit card info, using it online - Japan Today

Using the magnetic strip of the card is the worse because it’s always provide the same data, the card number, expiration and name, so it’s really easy to be cloned (MagStripe is basically a technology from the 50’s) :derelict_house:

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@Eudes Hello :tada: Thanks for sharing all that valuable information about different payment methods and tokenization. :rocket:

Veda | Community Team