Travel Insurance đź—ş

Hello… since I’ll be traveling for work inside my own country, renting car buying materials etc…is the travel insurance gonna cover for it or it works only in a foreign country?

Hi. Would the Insurance under the Premium plan include flight ticket refunds in case the PCR test will not be negative before flying?

Currently the country I am considering flying to is not even requiring tests, but maybe the airline will want a test and since it is with a small layover I thought I might inform myself.