Top up fee for Apple/Google Pay

I hear that Revolut is going to charge all for topping up through Apple/Google Pay. I have not seen anything yet. Has anyone received any notification?


Hi @nomadus :wave:

Could you let me know where you have gotten this information from? :thinking:

Thank you :heart:

If so, a feature to stop using.

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A few Reddit posts suggest people have started being charged for such.

It’s not clear if it’s their credit card provider charging them (cash advance?) Or revolut is adding a charge on top of the transaction.


Hi @Mariana_Rodrigues , I saw it somewhere in Reddit. Is it true? Can you please throw some light on this rumor?

Yes, it is true. I got a message which contains the info about introducing fees while topping up by SOME cards (e.g. some of company’s cards/ international/ credit card) linked to Google/ Apple Pay. Info if the fee is aplicaable (and its value) you will see during transaction.


Thanks. Where are you based? Does it say anything about debit cards?

I am based in Poland.
I am not sure which card they want to charge. They write “some cards” and then they are giving some examples. But still - they do not mention debit card directly.

Bottom line is this: Revolut is starting to charge the same fee for top ups that they’re already charging when using the card directly (no Apple Pay or Google Pay involved).

For most EEA customers that should mean fees for cards issued outside the EEA and commercial cards, debit and credit. All card top ups are expensive for Revolut but these card types are considerably more expensive to process.

The situation in the US is fundamentally different. Revolut’s profit from interchange is higher.


Umm. I have not seen any fee charged by Revolut for top ups yet.

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I just opened my account Wednesday and I topped up my revolut account via Apple Pay. I got a notification saying that i might be charged a fee but that “ the first top up is on us”. I haven’t topped up again since.

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Hi @martialHD , and welcome to our Community :wave:

All top ups from debit cards are free :money_mouth_face:

However, if you add money with a card that has not been issued within the UK or EEA (e.g. a card issued in the USA, Switzerland, or anywhere else that is not part of the UK or EEA) or you add money with a commercial or credit card then we may charge a small fee just to cover our costs.

Hope this helps!


Thanks @Mariana_Rodrigues. :slightly_smiling_face:

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  1. As a UK cardholder who occasionally uses Google Pay.
    Should I avoid using Google Pay for my Revolut topup?