Since the other posting (List of ATM's that don't charge a fee) got really messy and Visa does not offer a list of fee-free ATMs, I hereby made a better readable and frequently updated list of banks that do NOT charge you when withdrawing with your Revolut directly in, for and from the Revolut community.
Note: It had to be put on an external server since Revolut does not allow too many post edits! No Dropbox account needed to view the list. Keep on suggesting edits in this thread please.
Help me now! Post your testing experiences below and help to expand the list. I will frequently update this list! Don’t forget to mention if you’re using Revolut Visa or Mastercard (issued earlier). Thanks!
Which EU regulation (e.g. Payment Services Directive) states this? I don’t believe that there is any EU regulation about ATM fees (except regarding DCC). Article 3(1) of Regulation (EC) No 924/2009 governs bank transfers, whereby a cross-border transaction must be charged at the same price as a national transaction (in practice usually free), and this is the main relevance of SEPA. Why do you mention SEPA in the context of ATMs?
I think you should remove all reference to SEPA. It’s misleading and irrelevant in the context of ATMs. You can mention that ATMs of major banks in Europe tend not to charge. That would be a more accurate statement, and in any case, it’s a European cultural thing, not a SEPA or EU thing.
Revolut Ltd (No. 08804411) is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 (Firm Reference 900562)..
Registered address: 7 Westferry Circus, Canary Wharf, London, England, E14 4HD.
Insurance related-products are provided by Revolut Travel Ltd which is authorised by the Financial Conduct Authority to undertake insurance distribution activities (FCA No: 780586) and by Revolut Ltd, an Appointed Representative of Revolut Travel Ltd in relation to insurance distribution activities. Revolut Ltd is an Appointed Representative of Lending Works Ltd for the activity of “operating an electronic system for lending”. Trading and investment services are provided by Revolut Trading Ltd (No. 832790). Revolut Trading Ltd is an appointed representative of Sapia Partners LLP (No 550103) which is authorised and regulated by the Financial Conduct Authority. Revolut Trading Ltd is a wholly owned subsidiary of Revolut Ltd.