The Ultimate Free ATM List - Travelling (by country)

You don’t need it usually, all city services accepted payment cards so far. However, so far I’ve encountered two problems. The first one was while going for a hike and the parking did not have any parking meter but it had a sign saying you have to “Vipps” 50 NOK to a specific account and add your plate number as a message and this is normal from what I’ve gathered from the locals. Unfortunately, you can not get Vipps without having a Norwegian personal number. Fortunately I had some cash and we managed to find a person willing to pay it for us. The other problem occurred when I was trying to buy second hand items on finn.no where people usually just Vipps each other but I had to pay in cash. I will share any new findings for future Norway expats as I am staying for my Erasmus until December.

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Thank you for sharing your experience with us @mijalapenos. Really appreciate it. :star:

SG | Community Team

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August 2023:

In Botswana, I beleive all ATM don’t charge fees, but I can confirm FNB, Standard Chartered, Bank of Baroda and Access (refused metal MC but accepted Visa). I recommend Bank of Baroda because of higher limit (BWP 4000), but the most common is FNB with BWP 2500 limit per withdraw.

Also you should review Austria, I get charged in Raiffeisen, Erst Bank and Unicredit, so far in Austria I can only withdraw in the ATMs in Spar (don’t know to who they belong).

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Thank you for sharing these details @Louzan_SP. :star:

SG | Community Team

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Hello I made a review of Turkish bank in Istanbul with MC and Visa (exactly the same each time):
KuveytTürk: OK
Halkbank : OK
Akbank: 6.5%
Türkiye bankasi: 7%
Debizbank: 7%
Garanti BBVA: 8%
TEB: 8%
Yapikredi: no foreign card
Qnb: no foreign card
AlBaraka: No foreign card

For the “No foreign card” this is only that an error occurred (not working foreign card in turkey is common.

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Welcome to our community @alkino :wave:.

Thank you for sharing these much details with us. It will help our other users. :star:

SG | Community Team

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Hi Team free withdrawals!!
This weekend I was in Belgrade, Serbia. Addiko bank was charging a fee of 190 RSD, so they can be removed from the list.

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Welcome to our community @Emilio1. Thank you so much for letting us know about Addiko Bank. Keep exploring our community. :star:

SG | Community Team

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Does anyone know fee free ATMs in Bangkok , or Thailand in general? Thanks

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@metalforeverornot Unfortunately, there are none fee free atms for foreign cards like revolut in Thailand. Most charge 220baht fixed fee. AEON Bank atms charge 150baht fixed fee.

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I was in Turkey in July confirm Halkbank was free and can also add ING and PTT (Post Office) were free.

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Welcome back to our community @badskittler.

Thanks for sharing the details @moon @badskittler. :star:

SG | Community Team

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13/09/2023 can confirm that in Bulgaria - DSK Bank doesn’t charge any fee.

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Welcome to our community @Midas :wave:. Thank you for sharing this one. Keep exploring our community. :star:

SG | Community Team

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Armenia - AmeriaBank and IDBank free of charge with MasterCard, Sept 2023

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Thank you for sharing that with us @Andrewxxxxx. :star:

SG | Community Team

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Hello everyone! I will be visiting Albania in a couple of weeks. Does anyone know the best way to get some cash? Exchanging Euros in a particular booth? Withdrawing a large sum from a particular ATM? Which bank seems to apply the lowest fee as of now?

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Hello @HisDudeness :wave:,

Welcome to our community. Please accept my apology for the delayed response. Unfortunately, I’ll not be able to help you with the ATM names of Albania but I can certainly help you with ATM withdrawal fees and limits. :atm:

If you want to know about the withdrawal limit, please check here. :arrow_backward:

For the withdrawal fees, you can check this FAQ link. :arrow_backward:

Hope that helps. Happy journey. :luggage:

SG | Community Team

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Probably withdraw on a ATM (if possible with no fee) will be the best option, just denied their converting and let the card/revolut does it for you, just ask to be charged on the local currency, always :wink:

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Everyone (including me) confirms that it is now impossible to withdraw money in Albania without a commission.
I strongly recommend to use your exchange office. You can also use cash (EUR) literally everywhere. The standard exchange rate was 1 EUR = 100 LEK. (Tip: you can also use USD - in many places they exchange 1USD to 1 EUR).
You have to be aware that cards aren’t widely accepted in Albania (even in restaurants or fairly large grocery shops).

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