N26 states they now use MasterCard’s own currency conversion and when I check MasterCard’s convertor:
https://www.mastercard.us/en-us/consumers/get-support/convert-currency.html
it seems it is better to use Revolut in Thailand these days to get cash from ATMs or to make payments with your Revolut card, because in the app, 1 THB is €0.026 while on the MasterCard site it is €0.027. Am I reading the conversion wrong?