SWITZERLAND - Top-up --> working method = TW, and direct to shared Rev account


#243

hello makmic,
thanks for your info! Could you please tell me, how I can top up Revolut
by using this CHF-IBAN of Credit-Suisse (pooled Account).
I am holding a bank account at Postfinance…
Would be glad since, I will travel to Japan for a1 month. There I’ll hardly need revolut…


#245

Hi, its easy. Just use your online banking account at “Postfinance”, if you dont have, go there and give them IBAN from your “Revolut” acc.


#246

As toni said:
Open Revolut, chose your CHF account, push the + button, chose “Bank Transfer”, Local, and you’ll get a picture like that with your own Reference number (I erased mine here).


When in Postfinance, you send the amount you wish to the IBAN above, with your Reference Nb as a comment.


#248

got it. thanks,
I have an online.account at Postfinance…


#249

I’ll try it. Thanks…


#250

thanks for this. very useful. I’ll try it.
Bluevel


#251

INCREDIBLE NEWS****

Since the 1st of february, if you are a swiss resident, topping up with a swiss card it will be free!!

I just tried with my UBS card and it’s 0% fees !


#252

Are you sure it is really free? Is the transaction already settled or still pending on the UBS side?


#253

sure!!! i topped up 100 chf and i was debited 100 chf in my mastercard credit card, in the preview of the topup you can see also 0% fee.

image


#254

Yes, that’s true, but ubs will charge you 1.75%. So it is not a good option.

There is now a fee for Transferwise … no idea why!

but the transfer to the CH IBAN works well for me and therefore I need no further possibility.


#255

are you sure that UBS will charge you 1.75% ?


#256

No fee either with my Cumulus Mastercard. But Cembra will charge me some percentage because it counts as a CHF transaction in another country.

And now there is also a 1.67% fee for topping up with TW… At least now we have a CH IBAN.


#257

UBS document: Zahlung im Ausland in CHF

english


#258

this issue already appeared back in December and is not consistent
also pinging @far_superior


#259

It seems it’s free but be sure and check your account in Cembra (for exemple) if you really don’t have any fee (and let us know please).

Regarding TW, it seems there are fees now, even if the card appears as a GBP card. So be careful.


#260

That seems weird as the TW card is EEA issued.
Did anybody talk to the support about this?


#261

apparently they changed the fees mechanism as the 1st of February : now you have a fee if you topup with a card issued outside your country residence. I don’t know if this is valid only for people living outside EU (i.e. Switzerland) or for everyone.


#262

Are you refering to Revolut? I do not see any changes in the fee table in the terms https://www.revolut.com/legal/fees - Top-Up Charges


#263

You’re right, I’ve two cards issued in the EEA and one issued in Switzerland. It’s free to top-up with the Swiss card but I get charged when I want to top-up with my EEA cards… :frowning:


#264

@AndreasK can you explain this?