what kind of features will determine you to switch from your regular bank to ?
for myself will be:
1 personal USD account
2. three physical cards and posibility to choose Visa and Mastercard, not random issuance
3. joint account with partner, cards for kids
4. increased free cash withdrawal limits ie. double than existing
5. interest on vault deposits
6. shares market
until then i have to use in combination with 2 regular banks and Transferwise.