I use Revolut as a second account to my main bank account, and put my weekly spend on the card, leaving my bills and other costs in my conventional account.
I’d prefer to avoid using a traditional bank at all, so having “sub accounts” I could top up, and then assign amounts to them, allowing each card to only use one, that would be a great way to separate out my household costs and avoid using high street banks at all.
In case this isn’t clear, I’d be taking my pay directly onto the Revolut account, and dividing or something like this:
- 60% to household bills, on a virtual card
- 20% for spending, on my physical card
- 20% for contingency, kept aside
It would be a very useful tool for organising finances