Hi! In some countries like Netherlands or Germany its not common to pay with (prepaid) credit cards. Therefore the acceptance is only very limited. It would be a good Idea to implement another application like Maestro on the chip.
The card is made by Austriacard. They also have solutions for HCE (more money for you, nothing for google). So there is actually no reason to wait for Android Pay.
the issue is that now the circuit Mastercard Debit has the same commissions and fees of the Maestro circuit but a lot of merchants don’t know that and they keep refusing the card thinking that they will pay the same fees of a credit card.
I would love to have a smartcard - but not Maestro/Mastercard, but (if technically possible) a VPay/Mastercard-Combination…
Because, as is my experience, outside Switzerland (esp. Germany and Austria) chances are good that if the Mastercard isn’t accepted, neither is Maestro… While it would be possible to use Visa (or VPay)…
So a combination - if technically possible - of VPay and Mastercard (or Maestro/Visa) would be great
(just an idea of mine, i don’t know if it’s possible)
Currently my main bank is Fidor and I love my Fidor Smart Card.
But I really love the whole Revolut ecosystem and am thinking about switching once they get the EU banking license & a Maestro/V-Pay card in some form. Preferably in the format of a “smar card”.