This would help get closer to cashless or “less-cash” society and also give Revolut more users.
Sending money to an email or phone which doesn’t have revolut would
- keep transaction pending for X days (a week?) until claimed
- The receiver would get an email or sms saying that there is money waiting for him
- if he is not yet a Revolut user he’d need to become one to claim it
A great additional usability feature would be if Revolut app could read phones/emails from QR codes so there could be a QR on street performers’ money box or on waitresses’ name card, etc.
Moving towards cashless society is hurting street performers and as for tipping, in Lithuania you can’t leave tips by card. Someone needs to fill in the niche of these micro-payments, why not Revolut