Save reference when setting up a new payment


#1

When sending a payment to a credit card company, you normally need to use the credit card number as the reference when making the payment.
It would great to be able to save a reference number with the payee information when setting up a new beneficiary. So that the reference number was part of the definition of the beneficiary.
This simple step would make for a more convenient experience when using an outgoing bank transfer to pay off a credit card, and also a more secure / robust process as there is less error potential by mistyping the reference number each time. I could then just have one beneficiary representing each card which needs paying off.


#2

Yep, same for crypto exchanges (that basically means Coinbase as most of the others were blacklisted).
Forget the ref once and you’re in for a long wait with their support!

mistyping the reference number each time

you can copy the reference from a previous payment’s detail page


#3

While copying works in worst case, saving the reference is surely the better option and standard functionality which other mobile banks offer.


#4

Yes copying is a good workaround for now, but saving would be better.

Also if a beneficiary was defined as an account/sortcode/reference combination then it would also make things like the statistics and historical analysis more useful as you could check the historical total that you’ve paid onto a specific card or external account.