My concern/question is regarding your Revolut for Business pricing tiers. I understand that, as a business, Revolut is aiming at the larger scale of SMEs - this is fairly obvious based on the pricing tiers.
However, there is a very large market of freelancers and micro-businesses that are not served by Revolut for Business today. My guess is that many would hesitate to commit to your lowest pricing tier, given that they don’t really need 100k a month of foreign exchange or all the features (such as the API, or multiple employee spending cards, etc.).
As the owner of pretty small SME, I’d be interested in a solution whereby I can purchase 10-25k of foreign exchange a month. I own an e-commerce company and live in Switzerland. So much of my revenue is in foreign currencies (e.g. USD, GBP, EUR, etc.), while I have personal expenses in CHF. Looking forward to hearing back from you.