Revolut and credit score, credit report from Equifax, Experian, CallCredit, Noddle, etc.


I am little bit worried that if I fully move to Revolut, my credit score will suffer and credit report will be “empty”, to use this word for the lack of better expression. Anyone who has had anything to do with financial institutions in Anglophone countries probably realises that we are at the mercy of credit reference agencies such as Experian or Equifax. As I can attest that opening account or spending with Revolut is not reported in your credit report by those agencies, this will probably limit our chances of obtaining credit card, a loan and eventually a mortgage. I understand that young users in the UK or USA might not be concerned about it now but if you don’t build your credit history from your young age, you will be most likely refused credit in the future…Any thoughts on that?

Revolut - Not worth it

You need to think. Who told you to move completly?


I am going to mark this as the solution to the question!:joy::joy::joy: