An existing thread on this subject (Cash deposit/top-up.), which you’ve replied to, already exists.
But cash plus and pockit cards you can pay in post offices or top in so many shops
These costs will lead to :r: having to either pass on the costs to the customer (via direct and indirect fees.).
4% for Pockit, as opposed to 0%/0.5% for :R:.
As more and more payments in the financial system is digitised, there really isn’t much point of a (new, non-legacy) bank operating ATMs or accepting cash top-ups.
More and more transactions are digital now. From salary payments (Bank transfer via BACS, as opposed to handing cash in an envelope.) to paying with contactless at retailers.
https://www.ukfinance.org.uk/changing-the-way-we-pay-contactless-celebrates-its-10th-year/
https://www.ukfinance.org.uk/cash-still-king-but-crown-is-slipping-as-consumers-turn-to-contactless/