Outgoing SEPA: OUR/BEN or SHA?


How does the Revolut send the outgoing SEPA transfers? Which option are they using? OUR, BEN or SHA? I’m looking to pay my rent from the Revolut account and I want be sure that the landlord will not have to pay any fee. It’s gonna be my first time, did anyone else send outgoing SEPA transfers ? Did they went fine? (I’m little paranoid as I saw a topic of someone who sent a transfer to Santander and money is lost on the way)

@AndreasK @JessicaZ


Revolut’s payment processor, Currency Cloud, uses SHA payment option (shared cost option) - Revolut (Currency Cloud) does not charge fees, but the intermediary or benenficiary bank might.


Thanks for the answer.