No bank without 3D SECURE


[Google Translate]

Not being able to use 3D SECURE is big problem!
Many traders impose it.
The SEPA direct debit does not work so I thought I could pay my bills of GSM and internet with my card.
IMPOSSIBLE because it requires 3D SECURE.
Obviously, REVOLUT is nothing more than a prepaid card system for teenagers!

[En Français]
Ne pas pouvoir utiliser 3D SECURE est gros problème !
Beaucoup de commerçant l’imposent.
Le prélèvement SEPA ne fonctionne pas alors jepensais pouvoir payer mes mes factures de GSM et d’internet avec ma carte.
IMPOSSIBLE car iul faut le 3D SECURE.
A l’évidence, REVOLUT n’est rien d’autre qu’un système de carte prépayée pour adolescents !


Well thanks for making me younger. Man, 33, here. Spent $2500 with Revolut just the last vacation, paying for everything, 100+ transactions, no issues.
Makes me a pretty intense-living teenager, doesn’t it? That’s what being a teenager is about, after all :slight_smile:

And seriously, overall, yeah, this is the prepaid card for foreign expenses and you should treat it as such; yet you got the guts to criticize it in spite of coming from the least innovative and the most cumbersome banking system in Europe, French banking that is.



Technically, Revolut is not for teenagers as the age limit is 18.

Jokes aside:

Most ‘neobanks’ use the pre-paid debit card structure as it is extremely flexible. Pairing it with other providers (e.g. GPS, Currency Cloud, Mastercard, …) allows ‘neobanks’ to hit the ground running whilst pairing these services with its own app.

Revolut is currently working on becoming a Principal Member of Mastercard, and therefore be able to issue ‘full’ debit cards (that are not pre-paid.).

Unsure about SEPA direct debit, and the 3D secure situation for both top-ups and spending.



yesterday i couldn’t buying an online train ticket in austria for oebb austrian railways.
because of not having a 3d secure function!


and today refused my revolut cards too because of that!