@Ady_mills, this is a little confusing. One’s “bank” usually means one’s debit card issuer, as opposed to one’s credit card issuer. You mention both your “bank” and your “credit card”. It is increasing common for credit card issuers, but not banks (debit card issuers), to charge a fee for money purchase transactions as if they were cash withdrawals, despite these transactions not incurring fees by ATM operators. If your credit card issuer happens also to be a bank (as many are), then it’s confusing to refer to them as your “bank” in this context.
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