N26 Debit MasterCard Not Accepted as Top Up

Cards issued in France are fine.

You can check the BIN numbers of your card here: http://bit.ly/2hukXkK

Seems N26 issuing some of its cards in the US.

Thanks @anon33247966
Have a good one.

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I’m the OP. This is very confusing. I’ve verified that bin check sites say my N26 BIN (535590) is US. Is it possible online databases are out of date?

Is it possible my N26 BIN is different than other N26 cards? I’m a residence of France. N26 couldn’t validate my residency card (unlike Revolut) but was happy to take my US passport and US driver’s license and mail the card to France. Perhaps N26 gave me a US BIN because I validated identity using US identity cards?

So other N26 card holders, what is your BIN (first six digits of card)? Does everyone get 535590 cards? If so, this would suggest databases are out of date.

I also checked my N26 card. His number is 535584 and he’s also “delivered” in United States. I precise that I have’nt american ID or american drive licence. I have only french ID.

I’ve tried my Curve Card and he’s australian… I love the globallization ! :stuck_out_tongue:

@bsalita I’m a french citizen, I validated my identity with my french ID/passport and I got a card issued in the US as well (the BIN is 535584).

It didn’t seem correct that a German Bank would issue US cards. I used my status as a MasterCard developer to ping MasterCard developer support to ask them about N26 BINs. Here’s their response:

BINs [535584 and 535590] are not currently issued in the US but you should not be doing lookups by BIN6. You need to be looking at an account range level.”

MasterCard offered to talk directly with Revolut. I’m passing on the contact info to @anon33247966. Perhaps this will result in N26 being accepted by Revolut.

That would be awesome.

Hello Guys,

im really new customer of Revolut. I also tryed to top-up my account by N26 and it works without any fees.

Please check are you customer of N26 partnerbank Wirecard or are you already customer from N26 Bank GmbH because they got now there own Bank Licence.

My Card startes with 535585

Kind Regards

Hello @zafai I don’t know how it’s possible for some N26 clients to top up their Revolut account with N26 card. I couldn’t manage to do it. It doesn’t make any sense.

A BIN lookup shows 535585 is N26 Bank of Germany. Your card is working because the BIN database lists it as Germany, not USA. The rest of us have a different BIN listed as USA.

Did you already switch your N26 account from Wirecard to N26 Bank?

I just had my N26 account a couple of weeks ago. I never had Wirecard before (I guess) as I got N26 IBAN right from the start.

My account post-dates wirecard. MasterCard says the issue is Revolut’s algorithm for determining country. MasterCard is the final word. Although there may yet be additional considerations.

N26 hands out a Debit Mastercard and a Debit Maestrocard. If I use the Mastercard Debit the fees apply right? Although it is a debit? So I was trying to top up my account with the new Maestro and I’m getting the message “Sorry something has gone wrong. Please try again later”.
I migrated to the new N26 bank from wirecardbank already a while ago, account and cards registered in Germany and I tried the transaction of course with the new card.

I can top-up with the new N26 Bank Debit Mastercard without fees I dident tried the Maestrocard.

It doesn’t make any sense, how comes N26 work for some of us?

I’m the original poster. There’s been a few Revolut app updates since my original post. I thought I’d retry adding N26 as a top up, maybe something got fixed. Well, yes indeed it is now accepted. I’m able to add my N26 debit card as a top up.

Using N26 Black as a top up, I’m able to top up EUR-GBP (using N26 to convert) at a near zero rate markup. Very impressive! Can anyone confirm if N26 basic card also gives a near zero rate markup?

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@bsalita, that’s a good news. I will give it another try with N26 basic card once I received my Revolut card.

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Hey @bsalita, yes, the transparent Mastercard Debit uses the same exchange rates as the black. Exception: foreign currency ATM withdrawals. There is a 1.7 % fee with the transparent card.

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as of today I can not Top Up using my N26 Debit MC. I have last used it for Top Up on friday 13th of April. I have tried to delete the card and adding it again but without any luck. I have also tried to clear cache and data of Revolut app on my phone, uninstalling the app and also installing the previous version (4.15.2) all without any success.

With kind regards,


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