Multiple destinations

[NFH]

@revofan

Now, if you choose to use the current rate and not pre-buying, I believe Revolut’s interbank rate on the go is still superior to Mastercard, because:

It’s still slightly better during weekdays
It’s a locked-rate once you’ve made the transaction. With Mastercard, you’re at the mercy of your bank and card organization on how quickly the transaction will complete but there always is a difference between pending and completed. With Revolut, there isn’t.

Those are non-sequiturs.

What makes Revolut’s rate inherently better than MasterCard’s rate on weekdays?

Why does the locking of a rate after the transaction make any difference to how good the rate is? With both Revolut (doing FX at time of transaction) and MasterCard, the rate is locked after the transaction. With Revolut, it’s immediately afterwards; with MasterCard it’s a day afterwards. In both cases, you’re equally at the mercy at whatever the rate is at the time the FX is done. Both have an equal chance of being better.

See Result of test/comparison of FX rates across 4 MasterCards including Revolut