Hi @DarrenLynch1995,
You’ll need to sign up with an EEA phone number and have a valid EEA address.
Once you have signed up you will have to verify your account. You need to verify your identity in order to top up and use your Revolut account. This policy is in line with a UK banking regulation called 'Know your Customer’ (KYC) and is the process of a business verifying the identity of its clients. It is simply an anti-corruption and fraud measure.
Until you have completed this step, you are not bound by Revolut’s General Terms of Service. Any card top ups or bank transfers you send into your Revolut account before verifying your identity will be made at your own risk and are subject to applicable fees. For help with this step, please refer to the question above.
Please let me know if you have further enquiry.
Best,
Andreas K.