ATM asked me if I would like to withdraw from GBP account with a 4.4% service charge (+ screw me on exchange rate) or if I would like to use my Turkish Lira Account.
I used Turkish Lira account and was charged 0.00% - Revolut = winning!
I am glad it worked. Just for future reference: It also would have worked without exchanging beforehand in the app. The exchange also works on the fly, as long as one chooses the local currency at an ATM.
The 4.4% charge would have been levied had I not had Turkish Lira - because it treats the card differently for some reason, that was my point. The machine also showed me what I would receive… So it feels as even though Revolut may still handle the conversion, the ATM would bank the difference as it decides how much to give me on the spot.
Hey @smanor, I am still skeptical that there is a way for the ATM to know about Revolut’s multi currency holding capabilities . To me it sounds like the ATM offered you just the local currency vs. the assumed “home” currency. Since Revolut’s cards are issued in the UK, POS terminals and ATMs assume that the connected account is in GBP. So they offered you “just” these two logical currency choices.
Anyone up to putting the information in this thread in a proper database, and designing a basic interface for it?
The Mastercard ATM locator is horribly broken and is no guarantee for a no fee withdrawal. Revolut also clearly doesn’t prioritize this feature, but I have the feeling many users prefer not to pay an extra fee on their withdrawals.
I am Croatian and confirm that you can use all ATMs for free (just don’t select DCC option). Not sure about Euronet, think it should also be free but can’t guarantee it. These are located at airports and tourist hubs so it may seem impossible to avoid, but just don’t get tempted to use them and you’ll find plenty of normal ATMs everywhere.
Never seen an ATM or shop which does not accept Mastercard in Croatia.
Now I’m back in VIETNAM.
Saigon commercial bank doesn’t work anymore I tried 2 ATM in Ho chi Minh city and I wasn’t able to get cash.
You can use MB Bank (Military Bank) for withdraw money without any fees. the MB bank ATM near Calmette Street doesn’t work.
Hello! I am currently travelling around Croatia, and so far I got 100% approved transactions No fees were charged on ATM, and I used many different ones. On Bosnia and Herzegovina, an ATM was asking a fee of 6BAM (Intesa Sanpaolo Banka), but then I found an ATM from Sberbank which was free.