This might be true for you on holiday or on a short trip. But what about all the users, who want to use Revolut as a salary account? What about paying at the bakery, kiosk, etc. ?
What if you have to pay somebody in cash? Maybe somebody who helped to do some work at your house?
What about all every day shops, where sometimes the terminals don‘t work? How could you then reach the end of the month with 200€?
This is not possible and that is why we need a better solution than paying 2%.
Otherwise Revolut can never be more than a replacement for other cards, as a second or third option.
The main solution what I expect from a fintech company is, that I don’t need more than one card!
I want to get through the month with one company by my side!
Otherwise I can’t see why these companies call themselves fintech?
On holiday, you might have a second or third option, but then this would generally be another company, e.g. Master Card, Amex, etc.
The DKB Cash account doesn’t have a foreign cash charge ore ATM fees. Same for the Santander 1plus Visa. These cards even give you ATM fees back, if you’re charged. And you can get as much money as you want in a month!
Maybe my view is wrong and @Revolut is not designed as a wholesome salary account product, then I apologise for this thread