Assuming my partner and kids are living with me and the kids are under 19 or 22, which after then they’re not my problem anyways, I’d say it very well is true, for the majority of families.
But it doesn’t cover theft on top of that the excess is pretty high for iPhone’s. Nationwide one is 50£.
0.1% cashback isn’t enough to make it a deal changer. At least 0.5% is needed.
Selling me device insurance at 20% off definitely isn’t worth any weight, it’d need to be included.
The travel insurance isn’t written well enough for me. It needs to specify I will be covered from the country I am starting from until the country I end in. It can’t be ‘from your place of residence’ to ‘the final destination’, I want to travel through Asia that’s not a single country and although the Revolut staff assured me that’d be fine.
The metal card is nice and I’ve considered it!
I’m relatively sure they could do unlimited cash withdrawals.
The concierge has a reputation for being bad due to a mix of GDPR and a lack of infrastructure to be able to charge money to your account for bookings (it’s essentially a paid Google search)
The baggage insurance is for essentials while waiting during a delay. It doesn’t cover your entire waiting there from what I recall
The disposable card is a very nice feature and I’d like it definitely.
Free express delivery is neato.
Priority support isn’t needed since Revolut support is already ace as of a few days after the Open Letter by @nikolay
Turbo transfers don’t matter too much, they take hours in the UK (who have an instant payments system) and they’re not connected to SEPA Instant either. There are no local accounts in any other country either although they’re working on this. Current SWIFT transfers take days.
I’d need two lounge passes a year to feel like it’s worth it, or for them to offer it at roughly £15 a pass, not £25 and a free one w/ metal.
Honestly if someone at Revolut responsible were to sit down and talk to me, phone call or twitter conversation would be fine and discuss improvements to metal I would be perfectly happy they had done due diligence on how to improve it.
I would buy metal if they did this and use them as my main account, as opposed to just my spending account.
If @AndreasK could facilitate this kind of conversation I would much appreciate it, I’d even be fine if it were a talk with him just about possible ideas.
I’m perfectly fine with them saying some things aren’t possible due to the associated cost of it, or that they need to have limits etc.