Hello, I’ll try to answer all of your questions
*I need a UK bank account to rent a flat, and with most banks in the UK I have to fill in a valid UK address, you see my dilemma? So i’m hoping Revolut will do the trick, am I correct?
Correct : you can open a account right now with your current adress, then once you move to the UK just update your adress in the app.
*Will most landlords in the UK require a direct debit? as I understand this is not possible in GBP for Revolut at this moment?
I am not aware if UK landlords prefer Direct Debit or not but you are right currently Direct Debits are only supported on EUR account :
https://blog.revolut.com/introducing-euro-direct-debits
Therefore you can still set standing orders :
https://blog.revolut.com/introducing-recurring-payments
Or can I use the EUR direct debit without losing money for exchange rates?
I higly doubt that your UK landlord or any UK based enterprise will be OK to set an EUR direct debit ;(
*Above question is the same for other utility bills like for example electricity… How can I get those services without direct debit?
You can still set standing orders : https://blog.revolut.com/introducing-recurring-payments and most of them will probably allow you to pay by card.
*At the exact moment I will move to the UK I want to transfer most of my money(about €35000) from my dutch bank account(EUR) to revolut GBP, is this the best option in terms of exchange rates?
No problem you’ll just had to transfer your money in your EURO account : no currency exchange and since it’s a SEPA it will be free.
But keep in mind that because of the amount you’ll have to verify your account ( = prove your identity ) and go Premiun then ask for a top-up increase ( 96h waiting time )
*Will I be able to pay in all the stores with my debit card? or will I only recieve a mastercard from Revolut?
You’ll be able to pay in all stores, please note that the cards are officially prepaid ( almost like debit ) cards and as it they need a POS with internet access ( I am using in France since more than 2 months : I only had one issue with a merchant that had internet issue )
*How much will it cost me to withdraw after the 200 limit for the free account? will this cost me more money over a period of a month when spending for example 2000 GBP?
With a Standard account you’ll have to pay 2% after the first 200 GBP withdraw.
With a Premium account you’ll have to pay 2% after the first 400 GBP withdraw.
https://www.revolut.com/en/fairusage
https://www.revolut.com/en/premium?lang=en
*What is the best option when I travel back to the netherlands(for a visit), transfer money to my dutch bank account via Revolut or just pay with revolut in the netherlands?
Honestly, keep your card and pay everything with it
First advice : keep a little money in your Dutch account and the associated card. It will allow you to pay just in case you have an issue with your card/account.
Second advice : be proactive, before doing the 35k€ transfer ask the InApp chat support if everything is all right and prepare the documents to prove the source of funds.