So Metal came out today and I am pretty disappointed.
The only main differences I can see are:
- ATM withdrawal (minus a fee) limits were increased from £400/€400 to £600/€600
- Concierge service
- 0.1% cash back intra-europe and 1% cash back outside Europe
- Metal Card
For me, this in no way justifies almost doubling the cost of the premium product per month.
Assuming you were to try to make up the cost increase of the product by using it solely outside of what Revolut considers to be Europe:
You would have to spend around £600 every month for a year, so around £7,200 a year to make up the price difference from Premium to Metal.
(Someone please check my math, I am terrible at it.)
This is more or less the same exact product N26 came out with.
Don’t get me wrong, I am happy with my Revolut account but this just feels so overly expensive for what it is.
What are your thoughts?