Conversion is not just for card payments. Real time P2P payments and regular transfers rely on this as well.
You can always exchange some of your money before the weekend 
Thatâs a good idea, but it works only for some currencies.
To overcome this incovenient another option is to be able to Freeze accounts same like you freeze cards.
You can already do that. If a currency is âdeactivatedâ, funds arenât withdrawn from that balance. Works for all wallets but oneâs base currency.
Exchanges to my base currency is charged to 1%. During the week I want to block my base currency account (and that is not possible) and use EUR exchange. During the weekend I want to block EUR account and use base currency account.
If the currency exchanged during the weekend will be put on hold and (block the exchanged money) and exchange will be unblocked on Monday when markets will open the no more issues 
And that is exactly what would make real time P2P payments with a âwhat you see is what you getâ rate impossible.
Then in this case make the payment at Friday midnight rate, charge the 1% separately, and settle the 1% on Monday when market is open againâŚto be fair.
And charge more in case 1% doesnât cover it?
Exactly, it is not :r: fault that the market has changed as is not fair to pay 1% regardless what happens in the market.
Then can even charge 2% but settle it Monday.
Well. A P2P transfer is available for the recipient in real time. Settling on Monday would bring the risk of insufficient funds for a transfer at the time of settlement. Revolut does not allow negative balances.
Concerning what is âfairâ: the mechanism is transparent. Other banks use mid-market rates. Is it âfairâ to pay an average rate for a day instead of a live rate? I donât think âfairâ is adequate here. Its not unfair to a customer not to be the cheapest service at any given moment.
2% charged extra at the time of the transaction should suffice not to have a negative balance on Monday, unless World War 3 starts or another Bernard Madoff comes out of the closet over the weekend 
it still doesnât seem include weekend fees in converter or itâs buggy, i was charged 68zĹ for ÂŁ14.05 transaction (at 0.2066 ex.rate), while converter still says itâs 67.26zĹ
Why not just convert to the currency you will be spending in whilst the markets are still open?
Correct @maniel. I created this topic in Jun 2017 and this converter still doesnt show true value of conversion. Everytime I use converter and then make actual transaction Im getting less than expected.
i know, itâs exchange from pounds to zĹ, but if i have zĹ in my revolut account and want to pay in punds i expect to see what i pay in zĹ
But converter works like this:
I have 68 PLN in my wallet.
How much is it in other currencies?
Answer: 14,05 GBP, 20,01 USD, 16,2 EUR,âŚ, and so on