It is a pity that there is no progress nor any reaction on the request to add HKR.
I agree but most likely nothing will happen until revolut has the European banking license.
Itâs logic really, why put a lot of effort into negotiating a deal then to rip everything apart maybe only months later?
What do you mean by that? Adding additional currencies has nothing to do with the banking license. Why would else currencies like MAD, ZAR, THB, QAR and AED have already been available for a long time?
Many parts of the product Revolut is offering relies on 3rd party service providers.
Someone provides rates, someone account functionalities, someone payment processing, et cetera. It is not unreasonable to assume, in my opinion, that they are not engaging in major changes and negotiations with partners for their technical platform shortly before theyâre expecting a license that is probably followed by a major restructuring in that area.
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I get your point here, but the CurrencyCloud - Revolutâs third-party partner is in charge of currency conversions and bank transfers and, as you could see on the above link, they do support HRK and BGN. In my view, Revolut would need to arrange opening of the HRK account at Lloyds and then extend their agreement with the Currency Cloud to include HRK.
True. But they may not need to rely on currency cloud when they have their license. in that case there is no need for them to engage with currency cloud or Lloydâs.
Might be true for having accounts at Lloyds, but donât think Revolut will do currency conversions on their ownâŚmight not be a proper comparison point here, but even the N26, which is a bank, still relies on Transferwise for foreign currency exchange.
So does monzo. But as you said it is not a fair comparison.
With country specific cards being a thing, I think it is one of the first steps for more local accounts.
True, but might be that only a few bigger markets get these local accounts soonish, but donât believe this is going to become a reality in the whole of the EEA in the near future.
Lol this is what just popped out on the right side. Maybe a good time to give this topic a bit of rest 
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Sure, but letâs say theyâve negotiated services and prices for the current currencies. Do you thing currencycloud would add more services for free just because they can offer them? My point was that Revolut might be in a position where itâs just not a good time, business wise, to re-negotiate this now.
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This might be the case actually, yes. But then again, it gives somewhat bad image that they could not squeeze in the last 2 EEA currencies to their offer. And what about MAD, ZARâŚand a few others that are always good to have, but, seriously, before all the EEA currencies are in there? A big LOL
I am kind of sure they are making these decisions based on something. Adding all EEA currencies might not have been a priority. I donât know what the reasoning here is, but I am also not assuming there isnât one. It could be very simple. Maybe Lloyds couldnât offer them the accounts for holding this currency for a reasonable price. I donât know.
I mean that I think revolut waits until the licens is in place. Not a single currency apart from crypto has to my knowledge been added since the banking license announcement?
Well, all very reasonable points, but at the end speculations only.
And I am afraid we will have to remain in that ambiguity until Revolut will take officially notice of this thread and participate in the discussion.
Absolutely, all Iâm saying is logic seems to point towards donât keep your hopes up just yet.
They will fix this aswell eventually Iâm sure!
Iâm living for the moment you will support HRK because I am really Revolut power user; I use it as a main card in shops, I use it for splitting bills, etc. But the main problem is that I earn money in HRK, transfer it to EUR and then spend it in HRK⌠my bank takes a lot from conversion HRK > EUR and I am giving them a lot of money⌠yes, I top up hundreds of EURs in a month because I use it to split the bills with my room matesâŚ
so⌠please⌠I need this ASAPâŚ
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Another vote for HRK subaccount. A lot of Europeans are travelling to Croatia for vacations and it would be nice to be able to buy some HRK when they are cheaper (out of high tourist season).
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Tried to open that account online today. During the video chat I was told that Anyone who wangs to open the account online needs to have a Croatian citizenship. An address in Croatia alone is not sufficient.
I may open it in a post shop personally, though I am not sure if they affter this smart account for free there as well.
Thatâs simply not true nor in accordance with the law. You only need to be a resident with a valid address and the Croatian VAT number (OIB) if youâre an EU national, if not, then a copy of a valid visa/work permit will be asked. Call them and insist they check the regultions. Imagine if all banks in a specific country would require citizenship of that country from all clients.
Are you Croatian and do you have residence in Croatia?