How many (physical) cards do you own and what do you use them for?
I have a gold plated master card.
A golden metal visa card.
A plastic visa card for backups (kept at home)
Not sure what to do with the second visa card. I carry one in my wallet and one in my cellphone.
In case I lose one I still have the second. In case I lose my cellphone and wallet I still have one at home.
When I travel I can take all three and keep them in different places.
Of course I mostly use the gold plated card to pay
I use virtual cards for services like Netflix in case anyone gets hacked I can just delete the card. I can also lock a card if I need to decline further payments.
I rarely use one time cards because chrome doesn’t store them