For me one addition to the Metal or the new Ultra plan, would be to bring back unlimited stock trading commision free.
This used to be an option for Metal customers exculsively but Revolut removed this down to a 10 free trades per month limit (which doesn’t roll over).
Seeing the cost of the new Ultra plan, I feel that there is enough profit margin for Revolut to offer unlimited commision free stock trading for the Ultra plan users perhaps.
For me its a major holdback from using Revolut more.
Apply the same exchange limits and atm cash withdrawal limits to the <18 cards under the metal account.
Just got a bit of a shock to fees on my son’s card who is in usa.
Only £250 exchange limit before I’m hit with commission and only £40 atm limit free!
If I had known I would have given him one of my cards!
He’ll end up spending a lot, Busch gardens, disneyworld etc😩
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To be honest Revolut for Ultra should have stole ideas from American Express, who I think are actually cheaper for the platinum card, annually (450 vs 55 a month)
decent travel insurance, gold/platinum status with some hotels (if it could include airlines, even better, to make up from some of the perks that Revolut probably couldn’t match like a dining credit of up to 150/y)
But instead we got Tinder Gold, which is only useful for 18 year old degenerates at university who are looking for things I wouldn’t even dream to consider
Oh and some other bargain bucket subscriptions, WeWork Credit is fair enough, business perk for businessy people, FT too
But Picsart, some random learning app? Holy lmao
Maybe they should increase metal to the pricing tier of ultra with some suggestions by users here, to try again at the ultra price range
They can make different plans which include less insurances for a different price.
I would have no problem paying the costs for the plan, as long as it’s cheaper than booking all those insurances individually. Obviously Revolut still needs to make a profit and it’s fair to pay for their services as well, but the plans should offer more or less the value you pay for.
More plans are not the solution that would make things only more difficult for the consumers to choose.
The best would be (imho) is that a bank has 4 plans.
Plan 1 is free with the basics
Plan 2 is a budget plan and has some cool features and additions, and a basic insurance product
Plan 3 would be a regular product with insurances and more stuff
Plan 4 would be the Platinum/Ultra level which has many benefits and the highest insurance plans available etc.
This way consumers can choose simply a plan that fits their needs and for a bank they can take big contracts with companies to offer perks/insurances to their consumers.