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Finally activate your EU banking license, so we can have more trust in you both when it comes to the deposit guarantee, as well as when it comes to brexit.
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Offer online Banking via Browser or a PC app.
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Maybe offer an Auto Investment function with a small number of well selected ETFs. (Maybe 5 normal ETFs and 5 ethical ESG/ Sustainability screened ones.)
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Ensure all SEPA-Transactions are done as instant transactions.
2 Likes
This isnāt possible as not every bank is signed to SEPA-Instant
Rest of your requests are more General Revolut than āhow we can make Metal or Premium betterā besides the auto-investor (of which investing isnāt even out yet)
Maybe someone should open a new thread with the title āWhat desired feature is still missing?ā - I already know about two. 
1 Like
I want to see more partners offering discount to revolut customers and especially metal.
Please raise the cashback, or at least follow an āenhancementā curve model offering 0.1% in Europe/ 1% outside and 1+% to selected retailers online or not.
1 Like
I would prefer 1% cashback in selected categories.
Travel, Groceries, Restaurants etc
If Curve did this Iād use my card more 
2 Likes
- no weekend fx fees
- add a travel cancellation insurance, for premium users: only if paid by credit card / independent by credit card for metal users
- SEPA Instant money transfers to bank accounts
4 Likes
The value perceived from the concierge service is zero if not lower. Just get rid of that and use the extra resources for real benefits for premium users.
Examples:
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Cashback at 1%. This would be a huge value-perceived and will let you be positioned to compete with other offers available in the market. For example, Iām currently using a Amex 1% Cashback that drives most of my online volumes. Hard to move away to use other cards that would not provide any better advantages
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Better insurance terms for Metal users
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Possibility to have a metal pride card
2 Likes
Able to disable cashback option as metal user would be perfect
1 Like
How is this a āreal benefitā?
6 Likes
Why a pride card? I want a Red Cross one!
4 Likes
Or better conditions than current ones. This would be a killer against any other competitor.
2 Likes
Could you please add a feature that lets a user allocate a transfer from a contact to one of their budget categories? Sometimes people are sharing bills but it appears youāre overspending in a category when you actually arenāt because someone is transferring money back to you.
4 Likes
Itās just a tangible differentiation vs other tier plans.
Not an economic benefit but definitely more valuable to me than the useless concierge service
2 Likes
Include cardmemberās underage children in travel insurance policy for free (premium and metal).
2 Likes
Drop metal cashback and give car rental excess insurance instead.
Or use the cashback to purchase car rental insurance, a handbag or a fluffy toy etc. Cashback gives more choice to the consumer and is a brilliant idea.
2 Likes
They need to improve the cashback thenā¦ 0.1% is worthless to me, so far Iāve made 55p (35p of which is from AirBnb)
If you can see the metal for US customers says 1% cashback to all purchases. Iām wondering what happens if they come to EU, they will have 0.1% or 1%.
To be honest their metal doesnāt have travel insurance at all.
1 Like
They will get 1% everywhere
Foreign cards arenāt subject to the interchange caps currently (although they are planning to change this shortly if I remember correctly) so they will likely get 2% everywhere from purchases from US Revolut users - meaning giving 1% back is easy enough, globally.
Iāll personally be trying to get a US account
In October. For card-present transactions the caps will be equal to the EU ones.