How can we make Premium/Metal 10x better?

(at least regarding capped fees, which does not apply for all AMEX cards)

Judgement of the court
http://curia.europa.eu/juris/document/document.jsf?text=&docid=199181&pageIndex=0&doclang=EN&mode=req&dir=&occ=first&part=1&cid=554306

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