Hi,
while I can see almost no markup on major currency pairs I see this is not the case for BGN. I checked a few transactions and in some I can see rates for USD/BGN as high as 0,75% which is close to the rates of some banks. For EUR/BGN I can spot rates as high as 0,22%. Not much but it is even higher compared to some Bulgarian banks. BGN is fixed to EUR so it is constant…never changes. I wonder if this is negligence in Revolut system and possibly be fixed so at least EUR/BGN has no mark up.
Anyway Revolut rocks! Love it