I know this is not a big concern for most people outside of France, but in France 3d Secure is required by most merchants (95%), especially online.
Which means that I cannot use my Revolut card to top-up my university account to pay for lunches for example.
Coinbase is also the biggest place to buy cryptocurrencies and they require 3d secure for all french customers, so Revolut can’t be used there.
These are just 2 examples but almost everytime I try to buy online with my revolut card, it gets rejected because it does not have 3D secure that the merchant requires.
This is really frustrating.
Hope you can understand me,