To continue the discussion from the Polish card delivery fee thread, let’s propose the best and I guess the most fair pricing model that there might be.
Simple- have users earn their free privileges by spending! I could spend and spend in my home country using Revolut, but don’t feel motivated to; local credit cards give me more benefits, Revolut doesn’t.
Waive your card delivery fee (whatever it is, be it 6 EUR or 9PLN) by spending 300EUR in the first two months after receiving the card.
Earn yourself extra 50EUR of ATM free withdrawal for spending every 500EUR by card. Roll the earned ATM withdrawal limits, but don’t roll the default limit.
Especially the second bullet could tremendously motivate people to use this card as their daily driver, to “earn” a higher ATM withdrawal balance throughout the year.
Of course- calculate this accordingly so that you can make some more money off the IF, by having users benefit from spending.