Joint accounts sound good. However I have no clue how it can work in practice. I do not want to share all Revolut services. How could it work if I wanted to keep my Revolut services, cryptocurrencies… as private, just for myself and if I shared “just” a joint account in our local currency with both of us? I do not think I would use two separate Revolut apps on my phone… Does anybody know?
When will joint accounts be available?
My brother and his wife will join Revolut, but only as soon as joint accounts are available.
Don’t hold high hopes on this one.
AFAIK, no challenger bank is currently able to offer this joint account service. Not sure about the complication providing with this feature.
Challenger banks in the EU with shared accounts:
In the US:
There are more, I am sure. Those are just the ones that come to mind immediately.
I never used Simple. The popular ones in US - Chime and Varo still don’t offer joint accounts.
Isn’t Monese also supporting joint accounts?
I was literally talking to my wife this morning and we agreed that this and a lack of overdrafts are the essential reasons for not using Revolut as our primaries.
It’s sad because I love the whole suite of options available.
Prospective joint accounts should also bring with them joint premium + metal subscriptions. This was there can be insurance cover that would apply jointly. If this happened, my wife and I would immediately switch.
Hey there, any news about this one?
This would be an amazing feature! I would use it all the time with my room mates and my family.
Please implement this feature
For room mates and family you should be able to make group vaults. Joint accounts are for life partners etc or people that are fine having their financial history linked together
It’s a big step to take - make sure you understand all implications
Hi, groups vaults are really nice and useful. But it’s not what I need.
Joint accounts would be of course a totally different feature.
Hoping it will be implemented.
My impression is that the group vaults are mostly useless for families managing their finance usimg a joint account.
That is because they would use the joint account to manage their expenses, bugeting inside it. Moving personal expenses to the joined account occasionally, making expenses directly from it, like utility bills (direct debits) or having cards directly linked to the joint.
At this moment I am using MoneyHub to do this and lack of this feature in Revolut make me question if it really worth. AFAIK, revolut is perfect for single people! or at least families that have a single person doing all the finance, alone.
Hello So Did you ever find out if you could get a joint account with Revolut? It’s 2 years since you posted the idea so I’m hoping the answer is yes! Thanks, David
Are the comparisons in this thread citing other banks’ products fair?
meets a particular demand and I’m not at all sure that the others match up in international terms in the same way.
I accept the point that there may be difficulties between different fiscal arrangements in different countries which prevents an apparent easily reached solution.
Anyone from Revolut that can give some feedback about this feature to be done or not??
It’s been more than two years since this post was submitted…
some feedback would be appreciated…
It’s planned and probably being worked on, pretty much is all we know
Also waiting for an update on this… the best way would be to link a specific card with a particular shared vault, this would allow for the best management of the shared account !
It would make everything soooo much easier for couples and shared living in general to have this possibility !!!
a very good idea to work around to have a joint account
Would be great if accounts with supported local details could have vaults linked to direct debits too
To join Revolut, joint accounts it’s a must. In our family, all the income sources are under the same account. It’s helping us to better manage our budget.
For us there is no ‘work around’ that would be appropreate the main account for our household must be joint in the litteral since e.g. must be ‘owned’ by both partners where either partner has full control over the account and the funds in it.
Till this is a thing we cant even consider Revolut … which is a shame other than this limitation it looks like a good solution for our needs.